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Life expectancy has increased with better health care and the retired population is growing relative to the working population. The cost contributing to pension fund will increase accordingly, yet there has been a decline in personal saving for retirement.A recent research carried out for the Department for Work and Pensions has highlighted the lack of financial planning for retirement. Only 25 per cent of respondents were aware of their correct State Pension age. One third reported that they have given some thought to much money they will credit score Atlanta need after they retire to lead a comfortable life. credit bureau report It is estimated that seven million people are not saving enough to achieve the pension income are were likely to need or expect in retirement.The subject credit score Atlanta of money is difficult to talk about for most people.